Pay Monthly With 0% Interest

Enjoy 0% interest with our multi-installment plan, available for Atome and major credit cards including Public Bank, CIMB Bank, Standard Chartered, AmBank, and HSBC. Experience the flexibility to spread your payments without incurring any additional charges.

Participating Bank:

All Mastercard and Visa credit cards issued by the participating banks are eligible for this program. As long as your credit card is under one of the participating banks, you can enjoy the 0% interest with a 12-month installment plan.

Banks	Terms	Minimum
	12 Months	RM 1,000
	12 Months	RM 1,200

Visa’s instalment provide Buy Now Pay Later (BNPL) payment options at checkout for Visa cardholders. you can pay for qualifying purchases in equal monthly payments**. Using an eligible Visa card, choose from the available instalment plans, agree to the plan terms, and then pay and be on your way.

**Visa Instalments is presently not available on all Visa cards and only offered by certain issuing financial institutions and accepted at select retailers. Contact your issuer to see if your Visa card is eligible for instalments and for more details.

Banks	Terms	Minimum
	12 Months	RM 1,000
	12 Months	RM 1,000
	12 Months	RM 1,000

Say hello to happier shopping with one of Southeast Asia's leading digital consumer financing platforms. With Atome, you can get a head start. Split your purchase into 3 interest-free payments or opt for more time with a small fee at our brand partners. Atome accepts most debit and credit cards as a payment method.

**By using Atome, you're required for register and complete the user identity verification before payment.

Select PayDollar as your payment method to purchase the product via the Credit Card Instalment Plan. You must meet the minimum requirement for an instalment purchase. For VISA Instalments: Please visit https://www.visa.com.my/products/consumer-installments.html for more information. The instalment terms are based on the Bank. For questions regarding your instalment plan, refer to your cardholder agreement or contact your card issuing bank.

Select Atome PayLater as your payment method to purchase the product via the Atome Services. You must meet the minimum requirement for an instalment purchase. You must meet the minimum requirement based on Atome for an instalment purchase.Please visit https://www.atome.my/terms-of-service for terms and conditions.